Dental insurance plans

Find the Right Dental Plan

Compare coverage, costs, and networks. Enroll in minutes — no agent required.

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Not sure which plan fits you? Ask CUBI — our AI dental specialist is standing by to help you compare plans, explain coverage, and answer any questions.

Magnum Dental

Magnum

Rates vary by zip code

Essential preventive coverage for individuals who want to stay on top of routine care.

Preventive Care100%
Basic RestorativeNot covered
Major RestorativeNot covered
OrthodonticsNot covered
Annual Maximum$750
Deductible$50/yr
  • 2 cleanings per year
  • Bitewing X-rays
  • Emergency exams
  • No waiting period for preventive
  • Large nationwide network
Spirit Dental & Vision
Most Popular

Spirit

Rates vary by zip code

Comprehensive coverage for individuals and families who want more than just the basics.

Preventive Care100%
Basic Restorative80%
Major RestorativeNot covered
OrthodonticsDiscount only
Annual Maximum$1,500
Deductible$50/yr
  • Everything in Magnum
  • Fillings & simple extractions
  • Periodontal maintenance
  • Orthodontic discount program
  • Family add-on available
Denali Dental
Best Value

Denali

Rates vary by zip code

Maximum protection including major procedures and orthodontics for the whole family.

Preventive Care100%
Basic Restorative80%
Major Restorative50%
Orthodontics50% (children)
Annual Maximum$2,500
Deductible$50/yr
  • Everything in Spirit
  • Crowns, bridges & dentures
  • Root canals
  • Orthodontics for children
  • Priority customer support
Humana Dental

Humana Dental

Rates vary by zip code

Affordable individual and family dental plans from one of the nation's most trusted carriers — with broad networks and flexible coverage options.

Preventive Care100%
Basic RestorativeVaries by plan
Major RestorativeVaries by plan
Annual MaximumVaries by plan
OrthodonticsSelect plans
NetworkPPO & DHMO
  • One of the largest dental networks nationwide
  • PPO and DHMO options available
  • Individual and family coverage
  • Preventive care covered at 100%
  • Enroll online — no agent required
NCD by MetLife — Spreading the Smile

NCD by MetLife

Rates vary by zip code

Dental coverage backed by MetLife — one of the most recognized names in insurance — with access to one of the largest dental networks in the country.

Preventive Care100%
Basic RestorativeVaries by plan
Major RestorativeVaries by plan
Annual MaximumVaries by plan
OrthodonticsSelect plans
NetworkMetLife PPO
  • Backed by MetLife — trusted nationwide
  • One of the largest PPO networks in the U.S.
  • Individual and family coverage options
  • Preventive care covered at 100%
  • Enroll online — no agent required
Budget-Friendly Alternative

Can't Afford Insurance? Try a Dental Savings Plan

No waiting periods, no deductibles, no annual limits — just show your card and pay the discounted rate directly at the dentist.

Patient smiling at dentist office with dental savings plan
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Dental Savings Plans

A low-cost membership alternative to traditional insurance. Members save an average of 50% on cleanings, crowns, braces, implants, and more — with no claim forms and no red tape.

No waiting period
No deductibles
Save up to 50%
No annual limits
No claim forms
Pre-existing OK

Ideal for seniors on Medicare, those with pre-existing conditions, high-need patients, cosmetic dentistry seekers, and anyone who needs care ASAP.

Find a Dental Savings Plan

Savings plans are NOT insurance. Savings vary by provider, plan, and zip code. These plans are not considered qualified health plans under the ACA. Broker Code: 470991.

Common questions about our plans

Ready to get covered?

Enroll online in minutes. No agent, no paperwork, no hassle.

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DIY Dental Enroll

Self-service dental insurance enrollment made simple — for individuals and families who want coverage on their own terms.

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Affiliate Disclosure: DIY Dental Enroll is an independent marketing website operated by Cube Insurance Group. This site contains affiliate links to DirectBenefits.com. When you click an enrollment link and complete a purchase, we may receive a commission or referral credit at no additional cost to you. Miguel Nunez (NPN: 0013b000023XchAAAS) is a licensed insurance agent affiliated with Cube Insurance Group. All enrollment transactions are processed exclusively through DirectBenefits.com. DIY Dental Enroll does not collect, store, or process any personal health or payment information. Plan availability, benefits, and premiums vary by state and zip code. This site is not affiliated with or endorsed by any government agency.

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Insurance products may vary by state. Not available in all areas.